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LIVE DISTRIBUTOR FEED UPDATED 14s AGO
WHOLESALE PREPAID DISTRIBUTION 38 COUNTRIES 1,400 SKUs

The smarter way to buy prepaid in bulk.

BigPrepaid is the wholesale backbone for 6,247 active resellers — delivering PINs, physical cards, and e-gift codes for every major prepaid product line at distributor-direct pricing, with a 99.97% fulfillment rate and API settlement in under 900 milliseconds.

Open a Wholesale Account View Live Catalog
  • 6,247 Active resellers
  • 99.97% Fulfillment rate
  • <900ms API settlement
  • $412M TTM volume
// 003 / INVENTORY

Live catalog, distributor-direct pricing.

Snapshot refreshed every 60 seconds from carrier and issuer feeds. Sign in to see the full 1,400-SKU grid, set per-account tier pricing, and unlock Net-30 credit terms.

IN STOCK LOW BACKORDER
Vertical Product Carrier / Issuer Denomination Format Distributor cost Your price @ 50 units Margin Fulfillment Stock
WIRELESS Verizon Prepaid PIN Verizon $50 PIN / eCode $44.10 $49.50 12.2% Instant IN STOCK
WIRELESS AT&T Refill Card AT&T $25 PIN $22.05 $25.00 13.4% Instant IN STOCK
WIRELESS T-Mobile Activation T-Mobile $100 eCode $88.40 $98.00 10.8% Instant IN STOCK
WIRELESS Cricket Wireless Refill Cricket $30 PIN $26.70 $30.00 12.4% Instant IN STOCK
WIRELESS Mint Mobile eCode Mint MVNO $40 eCode $35.20 $39.00 10.8% Instant IN STOCK
GIFT CARD Amazon Physical Amazon / Blackhawk $100 Physical card $94.20 $99.00 5.1% 24h ship IN STOCK
GIFT CARD Apple eGift Apple / InComm $25 eCode $23.90 $25.00 4.6% Instant LOW
OPEN-LOOP Visa Prepaid Plastic Visa Direct $50 Physical card $46.85 $50.95 8.8% Instant / 48h ship IN STOCK
OPEN-LOOP Mastercard Prepaid Mastercard $100 Physical card $93.60 $98.50 5.3% Instant / 48h ship LOW
TRANSIT NYC MetroCard MTA / PaySign $20 Physical card $17.40 $19.20 10.3% 24h ship IN STOCK
Snapshot live · last refresh 14s ago · feeds: Verizon, AT&T, T-Mobile, Cricket, Mint, Amazon, Apple, Visa, Mastercard, MTA
Open a Wholesale Account See the API Spec →
// 01 — DIFFERENTIATORS

Seven reasons resellers move their volume here.

No press kit, no founder letter — just the operating specs that matter when you're settling $40K on a Tuesday night and the catalog has to be live. Every line below is something we publish in our reseller agreement.

  1. 01

    Sub-4-second digital delivery on 96% of catalog

    PINs and e-gift codes dispatch in under 4 seconds after payment clears. The other 4% — mostly physical Visa/Mastercard open-loop inventory — ships same-day from our Miami DC with a manifest you can audit line-by-line.

    Coverage
    1,400 SKUs
    Avg. dispatch
    3.8 sec
    Channel
    REST / webhook
  2. 02

    Distributor pricing refreshed every 60 seconds

    Our pricing engine polls issuer and carrier feeds once per minute, so the cost basis you see at 09:00 is the cost basis we settle against at 09:01. No stale evening batches, no "contact your rep" gates on commodity SKUs.

    Refresh
    60 sec
    Feeds
    23 carriers · 11 issuers
    Latency
    ~140 ms p50
  3. 03

    One unified REST API across 23+ carriers

    Verizon, AT&T, T-Mobile, Cricket, Tracfone, Mint, and 17 other MVNO carriers on a single endpoint. No carrier-by-carrier integration tax — your engineers integrate once, we maintain the back-end contracts.

    Endpoint
    GET /v2/inventory
    Settlement
    < 900 ms
    Carriers
    23 direct
  4. 04

    Net-30 credit terms unlocked at $15K lifetime volume

    No personal guarantee, no UCC filing fee. Once your account crosses $15,000 in cumulative settled volume, Net-30 activates automatically on your next billing cycle. Most independents qualify inside their first quarter.

    Threshold
    $15,000 LTV
    Terms
    Net-30
    PG required
    No
  5. 05

    Settlement rebates of 1.8%–4.2% back as account credit

    Tiered on monthly turnover, paid out as account credit on the 5th of each month. Resellers moving $50K+/mo typically realize a 23.4% margin lift inside 90 days of switching off their previous distributor.

    Range
    1.8% — 4.2%
    Pay-out
    5th monthly
    Avg. lift
    +23.4% @ 90d
  6. 06

    24/7 dealer desk with a 17-second average answer time

    US-based prepaid specialists, not a script-reading overflow queue. Average answer: 17 seconds, around the clock, including weekends. Compliance questions route directly to one of our 31 licensed specialists.

    ASA
    17 sec
    Coverage
    24/7/365
    Seat
    Miami, FL
  7. 07

    ISO 27001 + SOC 2 Type II, $412M settled, zero material breaches

    ISO 27001 certified, SOC 2 Type II audited annually by Schellman & Co. since 2019. $412M in trailing-twelve-month gross prepaid volume processed with zero material breach events since 2017. Audit letters available under NDA.

    TTM volume
    $412M
    Auditor
    Schellman & Co.
    Incidents
    0 material
Compare against your current distributor → Open a Wholesale Account
// 02 — DEVELOPER SURFACE

One API. Twenty-three carriers. Sub-second settlement.

One REST endpoint covers Verizon, AT&T, T-Mobile, Cricket, Tracfone, Mint, and 17 other MVNO carriers — plus direct integrations with Blackhawk, InComm, PaySign, and Greenlight that bypass the aggregator markup. Issue a single GET, parse the JSON, settle the order. No carrier-by-carrier integration tax.

  • 23Direct carrier integrations on a single endpoint
  • 4Issuer integrations bypassing aggregator markup
  • < 900 msP95 settlement time after payment clears
  • 100%Coverage of catalog behind a versioned, rate-limited REST surface
Read the API Docs Request a Sandbox Key
curl -s https://api.bigprepaid.com/v2/inventory 
"meta": {
  "trace_id": "bp_8d3a91…4f2e",
  "settled_in_ms": 847,
  "refreshed_at": "2024-11-04T14:22:01Z"
},
"data": [
  {
    "sku": "VZW-PIN-25-US",
    "carrier": "verizon",
    "denomination_usd": 25.00,
    "cost": 22.85,
    "stock": 18402,
    "delivery": "digital"
  },
  {
    "sku": "ATT-RTR-50-US",
    "carrier": "att",
    "denomination_usd": 50.00,
    "cost": 45.10,
    "stock": 9211,
    "delivery": "physical+pin"
  },
  {
    "sku": "TMO-PIN-100-US",
    "carrier": "t-mobile",
    "denomination_usd": 100.00,
    "cost": 91.40,
    "stock": 6430,
    "delivery": "digital"
  },
  {
    "sku": "MC-OPEN-100-US",
    "carrier": "mastercard_open_loop",
    "denomination_usd": 100.00,
    "cost": 94.25,
    "stock": 2104,
    "delivery": "physical"
  }
]
Active reseller accounts
6,247
Countries served
38
TTM gross volume
$412M
Fulfillment rate
99.97%
Catalog SKUs
1,400+
P95 settlement
900 ms
// 03 — WHO BUYS FROM US

Wholesale prepaid for six kinds of operators.

Different verticals, same playbook. Pick the lane that matches your shop, your platform, or your procurement desk — the SKU economics are identical across all six.

  • A

    Independent Retail & Convenience

    Single-store and small-chain resellers topping up the gift card rack. Physical cards for walk-ins, PINs for the late shift, and Net-30 once you cross $15K lifetime volume.

    Avg. margin
    +23.4% / 90d
    Min. first order
    $500
    Open an account →
  • B

    Online Resellers & Marketplace Sellers

    E-commerce operators moving digital inventory through Shopify, WooCommerce, or custom storefronts. Webhook-driven fulfillment, 96% digital catalog, 4-second median dispatch.

    Dispatch
    3.8 sec median
    Webhook
    REST + HMAC
    Get a sandbox key →
  • C

    Corporate HR & Payroll Adjacent

    HR and total-rewards teams issuing Visa/Mastercard open-loop prepaid for stipends, bonuses, travel per-diem, and contractor payouts — direct Master Distributor status on the major open-loop programs.

    Programs
    Visa · MC · Amex · Disc
    Terms
    Net-30 after $15K
    Compliance overview →
  • D

    Travel Agencies & Tour Operators

    Agencies bundling mobile top-up and short-term data eSIMs into travel packages. Multi-country routing on 38 supported countries, one PO per itinerary, single settlement currency.

    Countries
    38
    Settlement
    USD single-currency
    Browse carrier catalog →
  • E

    Tax & Immigration Prep Services

    Tax preparers and immigration service desks issuing prepaid Visa/Mastercard for refunds, filing fees, and document procurement. KYC-aligned invoicing on every line item.

    Invoicing
    Line-item KYC
    Audit trail
    Per-SKU manifest
    Compliance overview →
  • F

    Fintech Developers & Platform Builders

    Engineering teams embedding prepaid issuance into neobanks, payroll APIs, and gig-economy apps. One REST endpoint, 23 carriers, sub-second settlement, ISO 27001 + SOC 2 Type II attestation.

    Endpoint
    GET /v2/inventory
    Compliance
    ISO 27001 · SOC 2 II
    Read the API docs →
  • G

    Nonprofits & Disbursement Programs

    Charitable organizations and aid programs issuing prepaid cards for emergency disbursement, refugee support, and benefits delivery. Bulk-issuance pricing and dedicated compliance routing.

    Bulk issue
    Up to 50K / batch
    Compliance
    Dedicated desk
    Talk to compliance →
  • // NEW VERTICAL

    Crypto on-ramp issuers & stablecoin prepaid

    Watching the stablecoin-to-prepaid space but we do not ship speculative SKUs. Join the waitlist and we'll notify your compliance desk the moment a live program lands in the catalog.

    Join the catalog waitlist →

Don't see your vertical? 38 countries and 1,400 SKUs means roughly 6,200 paths through this catalog. Call the dealer desk and we'll route you.

Dealer Desk: +1 (305) 482-9174